Travel Insurance: How to Plan for Any Trip

Traveling can be an incredibly stressful experience, even if everything during your trip goes according to your planned itinerary. But things rarely go as planned. Your trip may be interrupted by severe weather or you or one of your travel companions may need medical attention.

It's one thing to have to deal with an unplanned episode like a storm, illness or missed connection in your homeland, but imagine dealing with incidents like these in a foreign country. That's why you need a safety net in place.

This is where VisitorsCoverage and travel insurance come into play, giving you confidence and peace of mind that even if things don't work out perfectly, you'll have some physical and financial protections. You won't be left stranded in an unfamiliar area.

How Much Insurance Do You Need?

The level of insurance coverage you need will vary according to a few different factors, including whether or not you're traveling internationally, if your travel is for business purposes and the overall trip cost.

Luckily, with a provider like VisitorsCoverage, you can compare and buy the top travel insurance coverage that will meet your needs, no matter where you roam, how long you travel for and what happens along the way.

VisitorsCoverage has travel insurance comparison tools and resources you can use to easily compare travel insurance plans and ensure that your coverage meets your needs. But as you research and compare your options, you'll want to consider the following factors:

• Trip cost
• The purpose of your trip (business or pleasure)
• Potential for trip cancellation
• The luggage you're bringing, and any valuables you've packed
• The need for emergency services and/or medical evacuation or expense coverage
• Whether a policy can be renewed or extended
• International travel, including visitors coming to the U.S., or U.S. citizens taking trips outside of the States

One of the biggest perks of purchasing your travel insurance through VisitorsCoverage is the fact that we're a travel insurance marketplace. You get to compare the best travel and trip insurance coverage from all of the leading providers. You can easily see plan details, and find coverage that suits your itinerary needs. It provides adequate coverage for you and your travel companions every step of the way.

How Much Does Travel Insurance Cost?

Similar to the level of coverage, the cost of your travel insurance and the amount of your policy premium will vary depending on your travel plans, destination and the number of travelers in your party. In general, you can expect to pay about $150 - $200 for your travel insurance. So, let's put that into perspective: Paying $200 up front gives you the peace of mind to enjoy your trip and could potentially save you from thousands of dollars in medical fees. At VisitorsCoverage, you get all the coverage you need without breaking the bank.

Which Travel Insurance is Best?

Travel insurance ensures that even if something unexpected happens, you're protected against added fees and other financial losses. There are a few main types of travel insurance plans that you can choose from, based on your needs and the nature of your trip.

VisitorsCoverage provides plans to meet every kind of trip and travel need, including:

Trip insurance

Your trip is an investment - protect it with trip insurance. In the event of an emergency, cancellation or other trip interruption, trip insurance can guard your pre-paid travel expenses (airfare, hotel accommodations, etc.) and ensure that you aren't stuck paying added fees or cancellation costs.

While this policy doesn't cover every situation, if you experience an illness in the family that causes a trip cancellation, if you miss your flight due to bad weather, or if you misplace your passport or luggage, your trip insurance policy will cover you.

Business travel insurance

Traveling for business can be incredibly stressful - any delays or interruptions could result in missed professional opportunities, and could end up really costing you or your company.

Business travel insurance gives you and your employees peace of mind, especially if your work requires frequent trips.

In the event that you need to return home early, you lose a bag and need to purchase a new business suit before an important meeting, or you fall ill and need medical assistance, your Business Trip Insurance policy will come through for you.

International travel insurance

Taking a trip overseas can bring its own set of unique obstacles, for both U.S. and non-U.S. citizens. If any medical emergency comes up during international travel, you must be sure that you can get the assistance and services you need. International trip insurance is a type of travel medical insurance that can cover travelers taking shorter trips, as well as those planning to live abroad temporarily.

With international travel insurance, you're guarded against any global health risks that impact the area you're visiting, and you can get immediate assistance for medical services and expenses. This kind of policy also covers you in the event of an emergency evacuation due to terrorist activity or inclement weather, loss or theft of personal belongings as well as accidents or illnesses. Best of all, with a comprehensive international medical travel insurance policy, you can call your insurance provider from any location, and have them help facilitate emergency or other health services.

Visitors Insurance

If you or a loved one are planning on visiting the U.S., visitors insurance offers more specialized travel insurance just for your needs. This type of insurance is best for:

• Business travelers with B1 visas
• Travelers visiting family members in the U.S.
• Other visitors with B2 visas

Visitors insurance provides medical travel insurance, and can cover new illnesses, accidents or injuries, medical evacuations and more. Depending on the chosen policy, certain elements like pre-existing medical conditions, preventative care services, maternity or childbirth, major dental issues or vision treatments may not be covered.

Ready to Start Your Journey?

Connect with our Customer Success Team today to learn more about available travel insurance policies and the best type of coverage for your next trip.