The COVID-19 pandemic has upended the plans of people around the world, particularly when it comes to travel. If you purchased travel medical insurance before the coronavirus outbreak, you may still be covered from coronavirus, and other new injuries and ailments.
If your policy is still active, now is the time to renew, so that your coverage will continue through this difficult time, for as long as you may be in a foreign country. If you have a lapse in coverage, you may lose coverage for coronavirus. This is because if you have a lapse in coverage, you will need to purchase a new plan, one that will not predate the coronavirus outbreak. In many cases, this will mean that coronavirus would then be considered a pre-existing condition or a reasonable risk of travel in the world today.
In order for your travel medical insurance plan to cover coronavirus you must have:
- Purchased the policy before the coronavirus was declared a high risk in your destination country or departure country.
- Not contracted coronavirus before the policy duration began.
- Have consistent coverage throughout the epidemic, i.e. no periods of lapsed coverage where you were not insured by a policy.
- Arrived at your destination before the CDC issued a level-3 travel warning for that country.
Renewing your plan can be a simple experience if you start the process early. Check out our page about renewing your plans through our partner’s websites. Please note that a small renewal charge may be applicable to extend your coverage.
If you still have questions or want anything clarified further, please reach out to our customer service team. We know this can be a stressful time to be thinking about travel, but our team is here to help make the experience a little better.