Do You Need Travel Insurance for Hawaii?

Although Hawaii is separated from the other contiguous 48 states, it’s still part of America. This means that there aren’t distinctions between travel insurance requirements for the United States and travel insurance requirements for Hawaii.

If you’re visiting the United States as a tourist or on a B1/B2 visa, purchasing travel insurance isn't mandatory. If you’re a U.S. citizen or permanent resident, your domestic healthcare should cover your medical care. Although travel insurance isn’t required, it’s still a good idea. Especially if you’re an older traveler or expecting to partake in more adventurous activities.

Although travel medical insurance isn’t necessary for U.S. citizens, Americans should still consider opting for trip insurance, which protects the financial investment of your trip in case your trip is delayed or cancelled.

When traveling through Hawaii, medical issues and emergencies are some of the more common safety issues you may encounter. Visitors often take part in adventurous activities, such as hiking, kayaking, and canoeing. Although these activities are fun, they also present greater risk. And if you’re visiting from out of the country, these specific activities are generally excluded from a traditional travel medical insurance policy.

Instead, consider adding adventure sports coverage to your policy. Not only will it ensure that you’re covered if you are injured while taking part in these activities, but also it will provide all the peace of mind you need to enjoy your vacation to the fullest.

Make sure you are up to date on all routine vaccines before your Hawaii trip. Here are some of the CDC’s most common vaccination recommendations for the United States.

If you’re traveling to the United States from Canada or Bermuda, you’ll only need your passport to visit (in addition to above Covid requirements).

If you’re traveling to the United States from the EU, England, Canada or Bermuda, you’ll only need your passport to visit (in addition to above Covid requirements). If you’re traveling from any other country, or you’re planning to work or study while in the U.S., then you’ll need both a visa and your passport. The type of visa you’ll need to obtain depends on where you’re coming from and what your purpose for visiting the U.S. is. For example, there are student-specific visas, visas for spouses, or visas for certain teachers and professors, among many others. Most visas don’t require you to purchase travel insurance. However, it’s still a smart idea for anyone entering the U.S. to purchase travel medical insurance since medical costs are unusually high.