Kidnap and Ransom

Kidnap and Ransom Travel Insurance

Kidnap & ransom insurance, sometimes known as K&R insurance, is designed for business employees traveling abroad to high-risk, kidnap-prone regions of the world. Executives and high-profile employees are common targets among kidnappers, who may request large sums of money in exchange for their victims safety. Travel insurance for kidnap and ransom coverage protects businesses against the financial losses that could occur from extortion and ransom demands in the case that an employee is kidnapped abroad.

Kidnappings and hijackings come with substantial ransom requests, in addition to the costs of hiring investigators, negotiators, attorneys, and other services. K&R insurance covers these expenses as well as the ransom reimbursement, so corporations dont have to lose potentially millions of dollars to have their employees returned safely. Benefits include ransom reimbursement, loss of ransom during delivery, private negotiator expenses, travel expenses, psychiatric expenses, and more.

Kidnap insurance policies are available with benefits to protect corporate or personal assets. In the event of a kidnapping, the policy owner must front the ransom amount to the kidnapper and submit a claim for reimbursement later. Corporations should not overlook the risk of a potential kidnapping employees face when traveling to dangerous areas. Kidnap & ransom insurance could save them financial loss of extortion as well as their employees well being.

Who Needs Kidnap & Ransom Insurance?

  • People traveling to kidnap-prone regions of the world
  • High-profile executives, employees, and families

Why Do You Need Kidnap, Ransom & Extortion Insurance?

  • Provides reimbursement for high ransoms
  • Negotiates with kidnappers
  • Determines how to set up a meeting and how to deliver the ransom
  • Covers expenses related to kidnapping, extortion, detention, and hijacking

CKR Captum Kidnap and Ransom Insurance

Underwriters: Llyods
  • Coverage up to 180 days
  • Available to anyone traveling outside of their home country
  • Immediate Coverage You can buy Captum and receive your plan documents immediately!
Plan Highlights
  • Ransom coverage up to $1,000,000
  • Loss of ransom during delivery
  • Private negotiator expenses (with prior authorization)
  • Emergency travel accommodations
  • Travel Expenses
  • Repatriation benefits
  • Personal accident

K&R Kidnap & Ransom Insurance Plan

Underwriters: Llyods
  • Coverage up to 1 year
  • No age limit
Plan Highlights
  • Ransom reimbursement
  • Loss of ransom during delivery
  • Private negotiator expenses
  • Travel expenses
  • Loss of income coverage
  • Repatriation benefits
Information provided here is high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.