From 2017 to 2019 an average of 79 million people visited the United States. As tourism to the U.S. returns to pre-pandemic levels, many travelers are looking into travel insurance. Acquiring a good travel medical insurance plan is one of the best things a visitor can do to protect themselves financially from the high cost of medical care in the United States. Now, foreign visitors to the U.S. with pre-existing medical conditions have a new travel medical insurance plan with limited pre-existing conditions benefits: USVisit-Pro.
USVisit-Pro: Travel Insurance with Limited Pre-Existing Conditions benefits
USVisit-Pro is one of the few travel medical insurance plans on the market that may cover pre-existing conditions for non-U.S. citizens and residents. Generally, a pre-existing condition is any medical condition that existed before the policy coverage start date, whether known or unknown. Unlike typical major medical domestic insurance plans, USVisit-Pro is a temporary travel medical insurance policy available for non-U.S. residents traveling to the United States for a short duration. Along with most other standard travel medical benefits, this policy also provides limited coverage for pre-existing medical conditions.
Please note: There are limitations and restrictions to eligibility and coverage amount. It’s recommended that you understand every coverage detail, limitation and exclusion to ensure that the policy is suitable for your needs.
Here are some highlights of the pre-existing conditions coverage limits:
- $30,000 for travelers ages 69 and under
- $20,000 for travelers between the ages of 70 – 74
Why the Plan is a Great Choice for Travelers to the U.S. with Pre-existing Conditions
Millions of people worldwide suffer from pre-existing medical conditions. Unfortunately, pre-existing conditions are typically not covered by insurance companies because they are deemed too high risk. This makes it challenging for travelers to find proper medical insurance for their visits to the United States, where healthcare costs are extremely high. At Visitors Coverage, our top priority is to protect every traveler. With that in mind, we created USVisit-Pro, a plan that helps travelers with pre-existing conditions up to certain limits. In addition to pre-existing condition coverage, the plan boasts a number of exciting benefits for every visitor to the U.S.:
Other Outstanding Benefits of USVisit-Pro
In addition to pre-existing condition coverage, the plan boasts a number of exciting benefits for every visitor to the U.S.:
- Coverage for COVID-19-releated medical expenses
- One of the shorter minimum coverage duration required (60 days to 180 days) available
- No-fee cancellation before policy effective date; Border entry protection
- Emergency Medical Evacuation coverage
How to buy USVisit-Pro
When it comes to insurance for travelers to the U.S., it can be challenging to know which plan is right for your needs. If you’re considering USVisit-Pro, the first thing you’ll want to do is read through the policy documents to determine eligibility, benefits and exclusions. It’s important that you understand your policy before you make your final purchase. You want to ensure that the plan is right for your specific needs.
At Visitors Coverage you can get quotes, research plans and purchase a policy in under five minutes. Whether you want to know more about USVisit-Pro or want to explore other travel insurance options, our Customer Success Team is happy to help.
Disclaimer: We recommend that you read the USVisit-Pro policy document for complete understanding of policy benefits, limits and exclusions. You may consult our licensed travel insurance experts for any assistance.
