[Santa Clara, CA] - November 11, 2026 - Cruises have become one of the fastest-growing segments of American travel, and a growing share of travelers are choosing longer, higher-value voyages to more remote destinations. To help cruisers better prepare, VisitorsCoverage today announced three new cruise travel insurance plans built for the specific risks of a voyage at sea: Safe Travels Sailaway Essential and Safe Travels Sailaway Luxury from Trawick International, and Seven Corners Cruise from Seven Corners, Inc.
Cruise demand has set records for the past several years, and AAA projects that 22.4 million Americans will take a cruise in 2027, a 3.6% increase over 2026's forecast. Many cruisers assume their everyday health insurance or the cruise line itself will step in during a medical emergency; however, neither reliably does. Medical care on a cruise ship can be extremely limited, and bringing a sick or injured passenger back to shore or home can cost far more than most travelers expect.
Our licensed insurance experts at VisitorsCoverage recommend that travelers going on a cruise choose a plan with at least $100,000 in emergency medical coverage and emergency medical evacuation of at least $250,000, and that they insure their full prepaid trip cost, including nonrefundable flights and hotels. For travelers who purchase within the eligibility window, they also recommend adding Cancel For Any Reason (CFAR) coverage where available.
All three plans meet or exceed these recommended limits and are designed specifically for cruise travelers, with tailored benefits to protect travelers on and off the ship, including onboard medical emergencies, cruise-specific itinerary changes, missed connections and coverage for excursions onshore.
Safe Travels Sailaway Essential, ideal for first-time cruisers and budget-conscious travelers, offers trip cancellation and interruption coverage up to $25,000, emergency medical up to $75,000, and emergency medical evacuation up to $250,000. For those with pre-existing conditions, if purchased within 14 days of their trip deposit, trip disruptions and medical emergencies related to a pre-existing condition could be covered. The plan also includes adventure sports coverage at no extra cost, great for travelers who plan to do activities such as zip-lining, scuba diving, and snorkeling.
Safe Travels Sailaway Luxury, designed for travelers investing in high-value or longer voyages up to 90 days, offers trip cancellation up to $100,000, emergency medical up to $250,000, and emergency medical evacuation and repatriation up to $1,000,000. It also includes a pre-existing medical conditions waiver when purchased within 21 days of initial deposit, optional Cancel For Any Reason (CFAR) and Interruption For Any Reason (IFAR) coverage, missed connection benefits up to $2,500, and itinerary change protection up to $1,000.
Seven Corners Cruise, a strong fit for travelers who want comprehensive medical and trip protection, provides trip cancellation up to $30,000, emergency medical up to $250,000, and emergency medical evacuation and repatriation up to $500,000. It features missed connection coverage, itinerary change coverage up to $500, cruise diversion and cruise disablement benefits, optional CFAR and IFAR, and a pre-existing conditions waiver for travelers who purchase within 20 days of their initial trip payment.
"A cruise can be one of the biggest travel investments travelers make, and the risks at sea, medical emergencies, itinerary changes, and missed connections are different from those on land," said Rajeev Shrivastava, CEO of VisitorsCoverage. "Travelers often don't realize how much it can cost to get quality medical care on a ship, or to be brought home in an emergency, until they're facing the bill. These three plans give travelers more choice and make it easy to compare cruise travel insurance side by side and find the plan that matches their trip."
Travelers can quote these and other plans designed for cruisers on VisitorsCoverage. Travelers can compare cruise insurance plans, review coverage details, and purchase a policy in minutes. For more information, visit our cruise travel insurance page.
About VisitorsCoverage Inc.
VisitorsCoverage is a leading insurtech company that helps travelers in more than 180 countries find the right travel insurance to explore the world with confidence. Founded in 2006, the company combines innovative digital technology with expert customer support to simplify the insurance experience.
