Trip Cancellation Insurance Plans

Trip cancellation insurance provides coverage for financial losses due to unexpected travel related incidents. In the case that you have to cancel a trip or end your trip early, trip cancellation insurance reimburses you for such non-refundable travel expenses. Trip cancellation insurance will even reimburse expenses such as last minute hotel accommodations in the event of trip delay or personal necessities in the event of baggage loss or delay. In short, these insurances take the stress out of traveling when mishaps occur.

Coverages such as trip cancellation, trip interruption, trip delay, and baggage loss are included in most trip insurance policies. Trip cancellation insurance usually only reimburses expenses incurred from unforeseen events such as illness or death of the insured or a family member and financial default of the airline or cruise, among many other reasons depending on the policy.

Unlike travel medical insurance, Trip Insurance only provides limited medical protection such as emergency medical evacuation and repatriation, but some policies may offer a medical coverage upgrade for an additional cost.

RT Round Trip Elite

Underwriters: Nationwide Mutual Insurance Company
Eligibility
  • A US resident under the age 80, traveling from his/her home and is scheduled to spend at least 24 hours away from his/her home.
  • Initial purchase must be made in home country prior to departing on trip.
  • Coverage up to 90 days
Plan Highlights
  • Covers 100% of trip costs for trip cancellation up to $20,000
  • Covers 150% of trip costs for trip interruption
  • Covers up to $500 for trip delay
  • Covers up to $75,000 for medical expense
  • Covers up to $350,000 for emergency evacuation and repatriation
  • Covers up to $500 for missed cruise connection
  • Covers up to $1000 for baggage loss or stolen
Optional Benefits
  • Flight Coverage
  • Optional Collision Damage Waiver

TGP Travel Guard Platinum

Underwriters: National Union Fire Insurance Company
Eligibility
  • For US residents 100 mile away from home
  • Coverage up to 364 days
Plan Highlights
  • Covers 100% of trip costs for trip cancellation
  • Covers 150% of trip costs for trip interruption
  • Covers up to $1,000 for trip delay
  • Covers up to $50,000 for medical expenses
  • Covers up to $1,000,000 for emergency evacuation and repatriation
  • Covers up to $2,500 for baggage loss
Optional Benefits
  • Cancel for Any Reason
  • Rental Car Collision
  • Medical Coverage Upgrade

TPE Trip Protector Economy

Underwriters: Nationwide Mutual Insurance Company
Eligibility
A US resident under the age 70 ,traveling from his/her home and is scheduled to spend at least 24 hours away from his/her home. A children under age 6, must be enrolled with a parent . Initial purchase must be made in home country prior to departing on trip
Plan Highlights
  • Covers 100% of trip costs for trip cancellation up to $5,000
  • Covers 125% of trip costs for trip interruption
  • Covers up to $500 for trip delay
  • Covers up to $75,000 for emergency medical/dental expense
  • Covers up to $500,000 for emergency evacuation
  • Covers up to $15,000 for repatriation
  • Covers up to $750 for baggage loss or stolen
Optional Benefits
  • Cancel for Any Reason
  • Rental Car Collision
  • Medical Coverage Upgrade
Disclaimer
Information provided here is high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.