VisitorsCoverage logo
Travel Insurance

Travel Medical Insurance & US Healthcare

Travel Medical Insurance & US Healthcare

Healthcare costs around the globe can vary a great amount depending on where you visit. Someone traveling outside of the U.S. to a different country might experience different, namely less, healthcare expenses than someone that visits the United States.

When you purchase travel medical insurance, you’re purchasing an insurance plan that adheres to the quality and services that the country you are purchasing it from provides. The United States offers some of the best healthcare with a wide range of advanced services and for this reason the cost of insurance is higher.

When you compare the U.S. healthcare system to the rest of the world, you will find that healthcare spending in this country far exceeds that of other countries – and it continues to grow. Many factors contribute to the costly health care, and much of it revolves around the constantly evolving technology, drugs and medical research and with the medical technology that the United States invests in, such as MRI machines and the most advanced of devices, the costs are significantly higher. Receiving treatment for an illness can be an entirely different experience in the U.S. as opposed to another country that does not invest as much in healthcare.

The higher cost of healthcare in the United States does not just stop at medical services. Every other service associated with medical services – including emergency evacuation, other parameters surrounding medical emergency, treating acute onset of pre-existing conditions – are all billed at a higher rate than any other country.

With different vehicles, medical breakthroughs, and access to new drugs and technology, a visitor to the U.S. might be more safely covered in case of emergency than a visitor to another foreign country because the U.S. provides the same level of medical care for its citizens, as it does for its visitors. While the cost of insurance for inbound travelers to the U.S. are higher in comparison, they are also greater in value and regardless, it’s never smart to go unprotected, especially when navigating a foreign country.

Although the initial cost may be high at first, making sure that you are covered for the unexpected before traveling to the U.S. can save you time, money, and peace of mind in the end. Get quotes and compare policies to learn more and find a plan that best fits your travel medical needs.


Related Articles

Visitors Travel Insurance – Understand The Plan Benefits, Before Buying It

Pick the Right Plan Type: Limited or Comprehensive? Shopping for the right visitors travel insurance…

I Have Travel Insurance, Do I Pay Upfront At The Pharmacy?

Many travelers to the U.S. are surprised when they have to pay upfront for their…

Does Your Travel Insurance Policy Offer Cashless Pay?

Many agents’ websites claim that their Travel Medical Insurance plans are cashless or direct payment…

Travel Insurance for USA: Essential for Your Trip

Millions of international tourists travel to the United States of America every year, with the…

Skydiving

Skydiving is an activity found on many people’s Adventurous ‘bucket list’. Skydiving involves wearing specific…

Infographics: Travel Insurance Myths Vs. Truth

Travel insurance: some say it’s necessary; others say you don’t need it. Others may feel…

Visitors Insurance Plans with US State Restrictions: Can You Buy Them or Not?

Some travel medical insurance plans have state restrictions, but what exactly does this mean and…

Why US Citizens Need Travel Insurance the Most

While planning a trip abroad can be extremely exciting, it’s important to keep in mind…

Usual, Reasonable & Customary Reimbursement

Most travel insurance plans reimburse based on Usual, Reasonable and Customary charges (UCR) for all…

What is Emergency Medical Evacuation and Why is it so Important?

Emergency medical evacuation insurance is for evacuation assistance in case of a sudden medical event…

Getaways—Back-to-School Season Can Mean Vacation for Adults

As the weather starts to cool off, kids are cleared to safely return to school,…

Post-pandemic Travel: Trends & Predictions

With COVID-19 vaccine distribution underway around the world and many countries reopening their borders, travelers…

Infographics: The Hidden Benefits of Travel Medical Insurance

Travel insurance isn’t just limited to common trip protections and medical safeguards. There are a…

Gap Year Travel Insurance Explained

It’s back to school season. For many American students, this means buying textbooks, finalizing their…

The Truth Behind Trip Insurance Reviews & Ratings

When you’re thinking about buying trip insurance for your next trip, it’s important to research…

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.