Why Do You Need Overseas Health Insurance?
It is no secret that healthcare costs in the US are exorbitantly high, even for citizens. For this reason, it is more important than ever for visitors to the US to have appropriate overseas health insurance. For Australians traveling to the United States, travel medical insurance coverage provides a wide variety of benefits to make your stay even better and more worry-free. Remember, as the Australian Government's SmartTraveller program advises, "if you cant afford travel insurance, you cant afford to travel." A small investment now can save you a small fortune in the future, so protect your health and finances by purchasing overseas health insurance before traveling to the US.
For more information on why you need overseas visitors insurance, we've outlined the most common uses.
Why Buy Insurance From the US?
You may be tempted to purchase travel insurance from your home country, but there are several reasons why buying travel insurance from the USA is a better option. First and most importantly, travel insurance purchased in the US is more widely accepted nationwide so you can worry less about your insurance being denied when you need it most. Second, most travel insurance purchased in the US provides instant coverage, so you're less likely to have to pay up front for medical expenses. Lastly, insurance companies operating in the US have a proven track record and tend to be more reliable than agencies elsewhere.
What Kind of Insurance Do You Need?
With a wide range of plans on the market, it may be difficult to select a plan. To find the plan that's best for you, first assess the condition of your health then take a look at your travel plans. From there, you can compare plans side by side with our compare tool. For travelers with pre-existing conditions, senior travelers and those looking for more complete coverage, a comprehensive plan is the best option. If you are looking for basic coverage at an affordable price, a limited plan may be the way to go.