Australians come to the United States for many different reasons, from business trips to summer getaways, but there's one thing they have in common. All Australians visiting the U.S. need travel insurance. Whether you are planning a trip to the U.S. for professional purposes or for sightseeing, purchasing travel health insurance for Australians is a way to ensure you'll be covered during your trip.

The majority of Australians come to the U.S. on holiday, either to experience snow and winter activities while on summer vacation or to escape the Australian winter and bask in the sun during the U.S. summer. The United States is regularly in the top five popular destinations for Aussies, so it's certainly a hotspot. If you're looking for travel tips for Australians, you'll probably find information on navigating theme parks or metropolitan cities, but we're here to provide clarity on one of the most important travel tipspurchasing overseas health insurance for Australians visiting the U.S.

If you're traveling to a country other than the U.S. and also interested in trip insurance, check out our Multinational trip insurance options.

What Does Overseas Health Insurance Cover?

Benefits can vary by plan, so you'll need to assess your needs as a traveler and read the policy details carefully before making your selection. Without insurance, a simple doctor visit for a minor illness can cost hundreds of dollars and a hospital visit can run up to thousands of dollars. It is unlikely the Australian government or your domestic health insurance will pay for these expenses. If you're considering purchasing insurance, here are some benefits commonly provided by overseas visitors health coverage for Australians.

Why Do You Need Overseas Health Insurance?

It's no secret that healthcare costs in the U.S. can be high, even for U.S. citizens. For this reason, it's more important than ever to obtain travel medical insurance for Australians visiting the U.S. Travel medical insurance coverage provides a wide variety of benefits to make your stay even better and more worry-free. Remember, as the Australian Government's SmartTraveller program advises, "if you cant afford travel insurance, you cant afford to travel." A small investment now can save you a small fortune in the future, so protect your health and finances by purchasing overseas health insurance before traveling to the US.

For more information on why you need overseas visitors insurance, we've outlined the most common uses.

Why Buy Insurance From the U.S.?

You may be tempted to purchase travel insurance from your home country, but there are several reasons why buying travel insurance from the U.S. is a better option. First and most importantly, travel insurance purchased in the U.S. is more widely accepted nationwide, so you can worry less about your insurance being denied when you need it most. Second, most travel insurance purchased in the U.S. provides instant coverage, so you're less likely to have to pay up front for medical expenses. Lastly, insurance companies operating in the U.S. have a proven track record and tend to be more reliable than agencies elsewhere.

What Kind of Insurance Do You Need?

With a wide range of plans on the market, it may be difficult to select a plan. To find the plan that's best for you, first assess the condition of your health then take a look at your travel plans. From there, you can compare plans side by side with our compare tool. For travelers with pre-existing conditions, senior travelers and those looking for more complete coverage, a comprehensive plan is the best option. If you are looking for basic coverage at an affordable price, a limited plan may be the way to go.

Facts and tips for Australians traveling to the U.S.:

  • Check that you have the appropriate visa for your stay and purpose in the U.S.
  • Be sure to read up on your destination before traveling so you are prepared for the weather, potential risks and any other alerts.
  • Do research to make sure you have all the vaccinations needed to enter the country.
  • The Australian government won't cover medical expenses incurred in the U.S., so be prepared for anything with a comprehensive coverage overseas health insurance plan.
  • It is best to purchase overseas health insurance from an accredited insurance company in the US for the most reliable insurance.