Need help?

Active policy holders are encouraged to submit all policy renewals, corrections, or cancellations online through your account for timely processing.

Sign in to your account

Talk to a Licensed Insurance Specialist:

+1 (866) 384-9104

7:00AM - 6:00PM PT (Friday) Open

Other ways to reach us:

Talk to a Licensed Insurance Specialist:

+1 (866) 384-9104

7:00AM - 6:00PM PT (Friday) Open

Other ways to reach us:

VisitorsCoverage logo
Covid-19

Will My Health Insurance Cover Me When I Travel Abroad?

Will My Health Insurance Cover Me When I Travel Abroad?

Unfortunately, most domestic health insurance policies dont provide coverage outside your home country. In general, domestic plans limit their coverage to specific geographic areas. If a U.S. resident with a domestic health insurance policy crosses the border into Canada, their U.S. health insurance will not offer them the financial and medical protections. This is where travel insurance makes all the difference.

Why Buy Travel Insurance?

Travel insurance may be required. Buying travel insurance is more important than ever as we grapple with the realities of travel in the era of COVID-19. Many countries require travel insurance. If you want to go to Aruba or Costa Rica, for instance, you’ll need insurance that meets country-specific requirements.

Covid coverage. Most travel insurance companies offer coverage for Covid and related medical treatment if the virus is contracted within the active policy dates.

Emergency Medical Evacuation. Emergency evacuation is one of the most important benefits travel medical insurance provides; this is a must-have coverage when you travel outside your home country. An emergency medical evacuation can cost tens of thousands of dollars.

Lets say youre on a cruise in the Bahamas and you have a stroke. The onboard medical facility may not be adequate to treat your condition, which means youd have to be airlifted off the ship to the nearest hospital. If you didnt have travel insurance youd be paying those costs out of your own pocket.

How Much Does Travel Insurance Cost?

Fortunately, travel insurance is very affordable. While policy prices vary depending on a number of variables like age of the insured and trip duration, the average cost of travel insurance ranges between $200 to $300. That’s not so much when you consider that a medical visit abroad could run you tens of thousands of dollars.


Related Articles

Top COVID-19 & Travel Insurance FAQs

*Updated September 24, 2021 What Kind of Travel Insurance Covers for COVID-19? Travel medical insurance…

COVID-19 Coverage for Visitors to the US

Although the COVID-19 outbreak has put a pause on worldwide travel, vaccine rollouts and easing…

5 Things You Need to Know About Travel Insurance and COVID-19

The novel coronavirus has changed many facets of daily life as health precautions and other…

Your Ultimate Guide to Road Trip Safety

It’s time for The Great American Road Trip. Exploring locally before you travel farther from…

A Parent’s Checklist for Successful Travel During COVID-19

If you’re traveling with your family and are anxious about travel in light of the…

Nine Tips For Safer Winter Holidays If You Must Travel

Updated April 26, 2021 The COVID-19 pandemic has affected holiday travel. Many people are understandably…

Find COVID-19 Coverage Before Your Next Trip

*Updated July 29, 2021 If youre thinking about traveling, you might also think about travel…

Travel Insurance for Vaccinated Seniors

As COVID-19 cases decline globally and vaccine distribution continues, senior citizens around the world are…

Are Cruises Safe for Fully-Vaccinated Passengers?

Now that close to two years have passed since COVID-19 was declared a pandemic, the…

Getting the Most out of Your Travel Insurance

So, you’ve made the decision to buy travel insurance. This is one of the best…

Should Couples Buy Separate Travel Insurance Policies?

It does not make a difference to your premium amount, policy maximum or benefits, if you buy individual policies or combined policy to include your spouse. But buying individual policies gives you more flexibility and advantages.

4 Steps to Take After You Buy Visitors Insurance

As a visitors insurance buyer, we recommend that you carefully research, compare and buy the…

Infographics: Travel Insurance Myths Vs. Truth

Travel insurance: some say it’s necessary; others say you don’t need it. Others may feel…

Why US Citizens Need Travel Insurance the Most

While planning a trip abroad can be extremely exciting, it’s important to keep in mind…

7 spooky places to visit this Halloween

With the month of October comes the changing of leaves, a noticeable chill in the air…

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.