Many travelers coming to the United States have heard of Kaiser Permanente, either through friends and family who are enrolled in it or because they recognize it as a well-known healthcare provider. Naturally, visitors to the U.S. may wonder: can I get Kaiser Permanente insurance for my trip?
After all, medical costs in the U.S. can be shockingly high, and having proper coverage is essential. Unfortunately, Kaiser Permanente is not available to foreign visitors. It is a domestic health insurance provider designed for U.S. residents living within specific service areas. This means that travelers coming to the U.S. must look elsewhere for coverage. Fortunately, visitors insurance is a simple, affordable solution for visitors who need protection during their stay.
Why Foreign Visitors Are Not Eligible for Kaiser Permanente Coverage
Kaiser Permanente is a well-known healthcare provider in the U.S., but its coverage is specifically designed for members who live in its service regions. Unlike visitors insurance, which is specifically designed to provide medical coverage for international visitors, Kaiser operates as a closed-network system that primarily serves its insured members.
What Are the Best Health Insurance Options for Foreign Visitors?
If you’re a foreign visitor coming to the U.S., you’ll need an alternative form of health insurance. Fortunately, there is an insurance solution specifically designed for international travelers.
Visitors insurance is the best alternative for tourists, business travelers, elderly parents visiting their family in the US, and international visitors who need short-term coverage in the U.S.
What Is Visitors Insurance & What Does it Cover?
Visitors insurance, also referred to as travel medical insurance, is designed specifically for visitors to the U.S. who need temporary health coverage during their trip. Healthcare in the United States is expensive, and without proper insurance, even a minor illness or injury can lead to overwhelming medical bills.
A travel medical insurance plan provides essential benefits, including:
- Emergency Medical Treatment: Covers doctor visits, urgent care, and hospitalizations for unexpected illnesses or injuries.
- Hospitalization & Surgery: Covers costs related to hospital stays, surgeries, and intensive care.
- Medical Evacuation & Repatriation: Covers emergency transport to a medical facility or return to your home country in case of severe illness.
- Prescription Drug Coverage: Helps pay for medications prescribed during your trip.
How Much Does Health Insurance for Visitors to the USA Cost?
The cost of travel medical insurance depends on several factors, including:
- Age: Older travelers may pay higher premiums.
- Trip duration: Longer trips require higher coverage.
- Coverage maximums and deductibles: Setting a higher limit for your plan can greatly influence the cost.
- Pre-existing conditions: Most plans don’t cover pre-existing conditions, but those that do will have a higher premium.
For an exact quote, visitors can use VisitorsCoverage’s online quote tool to test various plan details and coverage limits to see how the price of the plan changes and find one that best fits their needs and budget.
Where to Buy Travel Medical Insurance for the U.S.
Finding the right travel medical insurance can feel overwhelming, but VisitorsCoverage makes it easy. With our travel insurance comparison tool, you can quickly and easily compare top-rated plans from leading insurance providers. This allows you to evaluate coverage options, pricing, and benefits side by side, helping you make an informed decision that best suits your travel needs and budget.
You can also access the top recommended visitors insurance plans easily from here:
Secure Your Trip with the Right Coverage and the Right Support
VisitorsCoverage is here to help you explore your options and find the best plan for your travel needs. With an easy-to-use platform that allows you to compare top-rated travel insurance policies, we make the process of securing coverage simple and hassle-free.
Still have questions? Our award-winning team of licensed insurance specialists is ready to assist you from start to finish, so you can travel with confidence and peace of mind.
