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Current Time in PT Open

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Adventure Sports Coverage



Skimming along the water of a lake or the ocean with the swift and silent strokes of your kayak paddle is an exceptionally calming experience. However, because of the mobility granted by a kayak, it’s easy for kayakers to venture into waters that are isolated or too far for safety. Kayakers can also take to rougher ocean and river waters with some training and skill, but according to the U.S. Coast Guard, 75% of kayak fatalities are caused by capsizing. Fortunately, you can get travel insurance that covers sports like kayaking. Statistically, capsizing is just as likely on calm water as it is on rough water. Once in the water, it can be difficult to get back into the kayak without some practice. This can be especially dangerous for a capsized kayaker in freezing waters, as they have only a short amount of time to be rescued without serious health risks or death- even with a lifejacket on. For this and other high-risk sports, you should consider adventure sports coverage.

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Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.