Need help?

Active policy holders are encouraged to submit all policy renewals, corrections, or cancellations online through your account for timely processing.

Sign in to your account

Talk to a Licensed Insurance Specialist: 7:00AM - 6:00PM PT (Friday)

+1 (866) 384-9104

Current Time in PT Open

Other ways to reach us:

Talk to a Licensed Insurance Specialist: 7:00AM - 6:00PM PT (Friday)

+1 (866) 384-9104

Current Time in PT Open

Other ways to reach us:

VisitorsCoverage logo
Travel Insurance

The Four Most Common Travel Emergencies

The Four Most Common Travel Emergencies

Although traveling can be an incredibly rewarding and fun experience, theres always a possibility that things can go wrong. However, that doesnt mean you need to stress about your vacation. Nothing can stop emergencies from happening, but purchasing travel insurance is your best safeguard against any emergency that arises. Here are four of the most common travel emergencies, and what you can do to prepare for them.

Medical Emergencies

Medical emergencies are the most likely emergency to occur when youre traveling overseas. Why? Because there are so many incidents that can all fall under medical emergencies. For example, accidents could range from physical ailments, bruising or spraining a bone to stomach aches or food poisoning, or activity-based incidents. The list goes on and on.

While accidents might not be preventable, purchasing travel medical insurance can certainly ease the burden and the financial stress in case anything were to happen. With travel medical insurance, your policy will help pay for any treatment that is needed in case you become sick or injured while abroad.

Flight Emergencies

Any time your plan involves a flight, theres always a possibility that something can go wrong. It could be the unfortunate chance for a flight delay, or even a flight cancellation. In those instances, it can not only be incredibly frustrating, but can sometimes turn into a financial burden as you are forced to figure out additional lodging or meals until you can catch the next flight.

If you purchase trip insurance, youll be covered in the event of any flight troubles. Trip delay insurance specifically will provide you reimbursement for additional transportation costs or additional expenses for meals and lodging should your flight be delayed by inclement weather or other covered reasons. Likewise, if you want the flexibility of cancelling a trip for any reason, purchasing the Cancel For Any Reason add-on would allow you this option. Trip insurance would also cover costs associated with airline cancellations.

Losing Items

Losing an item happens to the best of us, but it can definitely make your trip more stressful. If you lose your passport or your ID while abroad, youll need to head to the nearest embassy so that you can be issued a replacement passport. Reimbursement for fees for a replacement passport are included in a number of trip insurance policies.

Likewise, if you were to lose your luggage at some point during your transit, trip insurance will provide coverage for these expenses as well. Your policy may also cover you if your luggage is damaged during transit.

Rental Car Emergencies

Car emergencies such as accidents, vandalism, or even theft can be incredibly stressful when youre dealing with your own vehicle, but even more stressful when youre dealing with a rental car in a foreign place. Not only would rental car troubles create a headache for you, but it could also result in hefty fees by a car-rental company.

Purchasing rental car collision insurance is a great option if youre taking a road trip by rental car, or if youre simply renting a car in a different country. Rental car collision insurance covers theft or damage of a car rented by a policyholder during the trip. It will also cover costs related to any damage and injury sustained by other people if the policyholder causes an accident.

Travel Insurance: A Smart Investment

Everyone hopes that their vacation or trip will be smooth sailing. Unfortunately, thats not always the reality. Weve highlighted the most frequent travel emergencies because theyre just thatcommon (or at least more common than you might think). In the event of an emergency, the last thing youd want to be is unprepared. Instead, purchasing travel insurance gives you the reassurance that youre covered. By purchasing a travel insurance policy, youll have peace of mind knowing youre covered against any impending emergency.


Related Articles

Don’t Wait Until the Last Minute to Buy Travel Insurance

Some travelers make the mistake of waiting until the last minute to purchase travel or…

Understanding Your Travel Insurance Benefit Period

A benefit period is the specific amount of time for which medical services and treatments…

Emergency Room Coverage – When to Use It

Emergency room (ER) Visits in the U.S. are extremely expensive. This is true even for…

Do Not Rely on Free Travel Insurance Protection Offered by Credit Cards

Many credit companies may offer you free travel insurance or flight insurance. But, have…

Acute Onset Vs. Pre-Existing Conditions

Shopping around for insurance for visitors to the U.S. involves a lot of thought and…

Best Ways to Beat the Heat on Your European Trip

Heat waves can catch many travelers off guard and unprepared. Temperatures reaching 109 F (43…

How to Reduce Risk on Your Hong Kong Trip in 2019

Civil unrest in Hong Kong has caused the U.S. and a number of other countries…

Your Ultimate Guide to Road Trip Safety

It’s time for The Great American Road Trip. Exploring locally before you travel farther from…

A Parent’s Checklist for Successful Travel During COVID-19

If you’re traveling with your family and are anxious about travel in light of the…

Travel Gear for Safe Travels in 2021

Are we there yet? Its a question frustratingly familiar to parents of small children setting…

Top Ten Reasons to Buy Travel Insurance

Students studying abroad, international businesspeople, holiday makers, families vacationing in DisneyWorld, cruise-goers. What do these…

How Much Policy Maximum is Good for Travel Medical Insurance

How Much Policy Maximum to Choose for Your Travel Medical Insurance? Policy Maximum is the…

Whitewater River Rafting

Floating downstream through rock-strewn rapids, past breath-taking scenery, whitewater rafting is a popular outdoor thrill…

Infographics: Breathtaking Adventures and Their Dangers

Anyone who loves the outdoors has probably enjoyed their fair share of adventurous activities. Experienced…

CoverAmerica-Gold Plan Unveils New Enhancements

Updated July 28, 2021 **This plan has been updated! Read all about the enhancements made…

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.