VisitorsCoverage logo
Travel Tips and Safety

The Four Most Common Travel Emergencies

The Four Most Common Travel Emergencies

Although traveling can be an incredibly rewarding and fun experience, there’s always a possibility that things can go wrong. However, that doesn’t mean you need to stress about your vacation. Nothing can stop emergencies from happening, but purchasing travel insurance is your best safeguard against any emergency that arises. Here are four of the most common travel emergencies, and what you can do to prepare for them.

Medical Emergencies

Medical emergencies are the most likely emergency to occur when you’re traveling overseas. Why? Because there are so many incidents that can all fall under medical emergencies. For example, accidents could range from physical ailments, bruising or spraining a bone to stomach aches or food poisoning, or activity-based incidents. The list goes on and on. 

While accidents might not be preventable, purchasing travel medical insurance can certainly ease the burden and the financial stress in case anything were to happen. With travel medical insurance, your policy will help pay for any treatment that is needed in case you become sick or injured while abroad. 

Flight Emergencies

Any time your plan involves a flight, there’s always a possibility that something can go wrong. It could be the unfortunate chance for a flight delay, or even a flight cancellation. In those instances, it can not only be incredibly frustrating, but can sometimes turn into a financial burden as you are forced to figure out additional lodging or meals until you can catch the next flight. 

If you purchase trip insurance, you’ll be covered in the event of any flight troubles. Trip delay insurance specifically will provide you reimbursement for additional transportation costs or additional expenses for meals and lodging should your flight be delayed by inclement weather or other covered reasons. Likewise, if you want the flexibility of cancelling a trip for any reason, purchasing the Cancel For Any Reason add-on would allow you this option. Trip insurance would also cover costs associated with airline cancellations. 

Losing Items

Losing an item happens to the best of us, but it can definitely make your trip more stressful. If you lose your passport or your ID while abroad, you’ll need to head to the nearest embassy so that you can be issued a replacement passport. Reimbursement for fees for a replacement passport are included in a number of trip insurance policies. 

Likewise, if you were to lose your luggage at some point during your transit, trip insurance will provide coverage for these expenses as well. Your policy may also cover you if your luggage is damaged during transit. 

Rental Car Emergencies

Car emergencies such as accidents, vandalism, or even theft can be incredibly stressful when you’re dealing with your own vehicle, but even more stressful when you’re dealing with a rental car in a foreign place. Not only would rental car troubles create a headache for you, but it could also result in hefty fees by a car-rental company. 

Purchasing rental car collision insurance is a great option if you’re taking a road trip by rental car, or if you’re simply renting a car in a different country. Rental car collision insurance covers theft or damage of a car rented by a policyholder during the trip. It will also cover costs related to any damage and injury sustained by other people if the policyholder causes an accident. 

Travel Insurance: A Smart Investment 

Everyone hopes that their vacation or trip will be smooth sailing. Unfortunately, that’s not always the reality. We’ve highlighted the most frequent travel emergencies because they’re just that—common (or at least more common than you might think). In the event of an emergency, the last thing you’d want to be is unprepared. Instead, purchasing travel insurance gives you the reassurance that you’re covered. By purchasing a travel insurance policy, you’ll have peace of mind knowing you’re covered against any impending emergency. 


Related Articles

Don’t Wait Until the Last Minute to Buy Travel Insurance

Some travelers make the mistake of waiting until the last minute to purchase travel or…

Acute Onset Vs. Pre-Existing Conditions

Shopping around for insurance for visitors to the U.S. involves a lot of thought and…

Should US Visitors Choose Urgent Care or The ER

If you’re visiting the United States, it’s important for you to know that our emergency…

10 Invaluable Tips for Staying Healthy During Winter Travel to the US

During the winter months, certain regions of the US are affected by severe weather conditions,…

3 Essential Considerations to Make Ahead of Your Winter Holiday

Guest Blogger: Nick Ball of Optima Villas Good news—despite summer being over, you don’t need…

Your Ultimate Guide to Road Trip Safety

It’s time for The Great American Road Trip.  Exploring locally before you travel farther from…

Essential Spring Break Travel Safety Tips

If you’re thinking about traveling for spring break this year, you may be a little…

7 Tips for International Holiday Travel

The most wonderful time of the year just happens to be the most stressful travel…

Your Ultimate Guide to Road Trip Safety

Exploring locally before you travel farther from home is a great way to get reacquainted…

How to Handle Missed Connections While Traveling

After months of planning and preparation, you and your family are about to jet off…

How to Get Over Your Fear of Flying

First comes the shortness of breath. Then, the cold hands white-knuckling the armrests and the…

9 Tips for Traveling on a Budget

Traveling can be an amazing experience. Unfortunately, it can also be an expensive one. However,…

A U.S. State Department Travel Advisory Explainer for Every Traveler

So, you’re ready to go on vacation. You’ve got your passport and other travel docs…

Everything You Need to Know About Traveling with Pets

Max. Snowball. Mittens. Spot. Whatever name they go by, our pets mean the world to…

New Year’s Resolutions for Travelers

New Year’s Eve is right around the corner. Travelers all over the world are planning…

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.