Need help?

Active policy holders are encouraged to submit all policy renewals, corrections, or cancellations online through your account for timely processing.

Sign in to your account

Talk to a Licensed Insurance Specialist: 7:00AM - 6:00PM PT (Mon-Fri)

+1 (866) 384-9104

Current Time in PT Closed

Other ways to reach us:

Talk to a Licensed Insurance Specialist: 7:00AM - 6:00PM PT (Mon-Fri)

+1 (866) 384-9104

Current Time in PT Closed

Other ways to reach us:

VisitorsCoverage logo
Travel Insurance

Visitors Travel Insurance – Understand The Plan Benefits, Before Buying It

Visitors Travel Insurance – Understand The Plan Benefits, Before Buying It

Pick the Right Plan Type: Limited or Comprehensive?

Shopping for the right visitors travel insurance coverage is not an easy task. The different factors and terms it has can be confusing.

Choosing the right type of travel insurance plan is the most important part of your decision.

Do not make your decision by looking at the policy maximum amount only; that can be illusive. Most people think insurance will be paying all expenses up to the policy maximum and their responsibility is just the deductible NO!! Absolutely not.

Policy maximum is just the outer limit; you must review the benefits in detail to understand how exactly the benefits are paid. Understand, if there are any internal limits for each service, or if the benefits are paid based on the co-insurance. It’s important to know how much the out-of-pocket limit is? etc.

This article on Type of Visitor insurance can help youbetter understand the type of plans: Travel Insurance Plans

Limited coverage plans may not have adequate coverage. At VisitorsCoverage, we receive several calls from customers who purchased limited coverage plans, without paying much attention to the benefit details and realized only after a situation arises when they happen to use the insurance, or when insurance company denied certain uncovered benefits, or paid only part of the actual bills, based on the allowed policy limits.

It isstrongly recommended toconsidering a comprehensive coverage plan, if affordability is not a big issue. To learn more about visitors travel insurance with comprehensive coverage, visit comprehensive travel insurance or send your specific questions to[email protected].


Related Articles

Understanding Your Travel Insurance Benefit Period

A benefit period is the specific amount of time for which medical services and treatments…

Guidelines for Buying Travel Insurance Online

The internet is the most convenient and popular tool to research and make online purchases….

When Your Travel Insurance Claim is Denied – File an Appeal

In the travel insurance industry, claims are denied based on the terms of the agreement…

Your Rights & Responsibilities as a Travel Medical Insurance Policyholder

As a traveler to a foreign land whether on holiday, a study tour, or…

Travel Insurance – Even More Important for Business Travelers Than Other Travelers

Travel medical insurance benefits anyone traveling outside their home country, but it may be the…

Does Travel Insurance Include Dental Coverage?

Travel medical insurance covers many unforeseen medical incidents and emergencies, but does travel insurance cover…

Infographics: The Do’s and Don’ts of Road Trips

Road trips are a great way to travel with friends and family, experience more scenery,…

How Group Travel Insurance Helps Tour Operators and Travel Consultants

As a tour operator or travel consultant planning leisure trips for groups of vacationers, there…

What are Comprehensive Coverage Insurance Plans & Why Are They Preferred?

Many travelers are unsure whether they need limited or comprehensive coverage. In most cases comprehensive…

Travel Insurance and Tainted Alcohol: Are You Covered?

A number of tourist deaths reported in the Dominican Republic and Mexico have been linked…

Top COVID-19 & Travel Insurance FAQs

*Updated September 24, 2021 What Kind of Travel Insurance Covers for COVID-19? Travel medical insurance…

VisitorsCoverage Wins Magellan Award 2020 for Innovation

VisitorsCoverage is honored to receive the prestigious 2020 Silver Magellan Award from Travel Weekly, a…

VisitorsCoverage Wins Award for Best Travel Insurance Website

VisitorsCoverage is honored to receive the 2021 Elliott Advocacy Readers Choice Award for Best Travel…

Which Cruise Lines Require Mandatory Travel Insurance?

With hopes of a tourism rebound, countries and cruise lines are making safety a top…

US Reopens to Foreign Travelers. What It Means for International Travelers

Please note: This information reflects the travel situation in the fall of 2021. The information…

Disclaimer

Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.