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Talk to a Licensed Insurance Specialist: 7:00AM - 6:00PM PT (Mon-Fri)

+1 (866) 384-9104

Current Time in PT Closed

Other ways to reach us:

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Cancel For Any Reason Coverage: Trip Insurance for COVID-19

Cancel For Any Reason Coverage: Trip Insurance for COVID-19

In the wake of the coronavirus pandemic, travel insurance is crucial to keeping your travel investment safe.

Trip cancellation insurance is a type of travel insurance, sometimes bundled with and sometimes sold separately from travel medical insurance. This type of plan offers basic coverage for the cancellation of a trip for specific unforeseen, covered reasons. Some of these covered reasons may include (but are not limited to) cancellation due to injury or illness, weather or natural disaster, jury duty, bankruptcy of a travel provider, and even death.

You might notice that these reasons don't necessarily include coverage for an outbreak of a pandemic like COVID-19.

With Cancel For Any Reason Coverage, or CFAR, you can be covered if you cancel your trip due to an outbreak of Covid at your departure point or destination, or for any other reason you might need to cancel or reschedule your planned trip. This is especially important in light of Covid variants such as Delta and Omicron. There are many unknowns surrounding the Omicron variant, for example, including what level of protection the current vaccines offer against it, and how deadly the variant is. CFAR coverage can come in handy in case you need to cancel your trip due to Covid. CFAR coverage is sometimes already a part of the trip plan and sometimes must be purchased as an optional add-on benefit to your trip insurance policy.

Trip Insurance Plans with CFAR Coverage

Here are the plans we recommend if you are looking for a trip insurance plan with Cancel For Any Reason benefits.

RoundTrip Choice from Seven Corners

  • Cancel For Any Reason coverage available as an optional add-on rider
  • Pays 75% of non-refundable prepaid costs
  • Not available for residents of New York State and Florida
  • Trip insurance must be purchased within the 20 days of initial trip deposit date
  • Policyholders must insure 100% of prepaid trip costs that are subject to cancellation penalties or restrictions
  • Cancellations must be submitted 2 days or more before the intended departure date

RoundTrip Elite from Seven Corners

  • Cancel For Any Reason coverage available as an optional add-on rider
  • Pays 75% of non-refundable prepaid costs
  • Not available for residents of New York State and Florida
  • Trip insurance must be purchased within the 20 days of initial trip deposit date
  • Policyholders must insure 100% of prepaid trip costs that are subject to cancellation penalties or restrictions
  • Cancellations must be submitted two days or more before the intended departure date
  • Cancel For Any Reason coverage included in plan coverage
  • Pays 75% of non-refundable prepaid costs
  • Not available for residents of New York state
  • Trip insurance must be purchased within the 20 days of initial trip deposit date
  • Policyholders must insure 100% of prepaid trip costs that are subject to cancellation penalties or restrictions
  • Cancellations must be submitted two days or more before the intended departure date

Worldwide Trip Protector from Travel Insured

  • Cancel For Any Reason coverage included in plan coverage
  • Pays 75% of non-refundable prepaid costs
  • Not available for residents of Montana, Missouri, Montana, New York, Oregon, Pennsylvania and Washington
  • Trip insurance must be purchased within the 21 days of initial trip deposit date
  • Policyholders must insure 100% of prepaid trip costs that are subject to cancellation penalties or restrictions
  • Cancellations must be submitted 48 hours or more before the intended departure date

Worldwide Trip Protector Plus from Travel Insured

  • Cancel For Any Reason coverage included in plan coverage
  • Pays 75% of non-refundable prepaid costs
  • Not available for residents of New York state
  • Trip insurance must be purchased within the 21 days of initial trip deposit date
  • Policyholders must insure 100% of prepaid trip costs that are subject to cancellation penalties or restrictions
  • Cancellations must be submitted 48 hours or more before the intended departure date

Travel Safe Classic from Travel Safe

  • Cancel For Any Reason coverage available as an optional add-on rider
  • Pays 75% of non-refundable prepaid costs
  • Not available for residents of New York state
  • Trip insurance must be purchased within the 21 days of initial trip deposit date
  • Policyholders must insure 100% of prepaid trip costs that are subject to cancellation penalties or restrictions
  • Cancellations must be submitted two days or more before the intended departure date