As COVID-19 cases decline globally and vaccine distribution continues, senior citizens around the world are dusting off their carry-ons. These fully-vaccinated seniors and retirees have time, income, and a lot of pent-up wanderlust.
If you’re one of these seniors, you might be excited to visit the United States. But understandably, your excitement might come with a bit of anxiety about traveling. As we look ahead to summer 2021, we’ve put a list of travel tips together to give you peace of mind and a lot of confidence as you hit the road, hop a plane, or take a boat to the U.S.
Know Your Travel Insurance Options
As you plan your itinerary, pack your bags, and book accommodations, there’s one more thing to add to your To Do list: purchase travel insurance. One of the best precautions you can take is to purchase travel insurance ahead of your travels. This is even more relevant in the era of the Covid pandemic. Travel insurance can protect you financially and physically if you need medical attention during your journey. This can involve coverage for emergency medical evacuation and 24-hour medical assistance.
Travel Insurance for Seniors of Any Age
Depending on your age, you’ll have different travel insurance options available to you. Usually, the older you are, the fewer your options and the higher your premiums. But that doesn’t mean good, reasonably priced travel insurance coverage can’t be found. Here’s a look at how travel insurance for seniors is classified. Discover more about travel insurance for seniors.
Best travel insurance for seniors in their 60s
If you’re in your 60s, you’ll have quite a few options. The pricing depends on age, policy maximum, deductible and number of travel days selected. Keep in mind that percentage-based comprehensive plans offer more coverage than fixed, dollar-based limited plans.
If you’re planning to visit the U.S., CoverAmerica-Gold and ChoiceAmerica are two of the most popular travel insurance plans. Both CoverAmerica-Gold and ChoiceAmerica are only available to visitors to the U.S. These plans won’t cover people residing in America.
Best travel insurance for seniors in their 70s
There are a number of travel insurance options for travelers in their 70s. While options may start to decrease and premiums get a little higher, seniors in their 70s with the desire to travel the world can still find good coverage. Check out some of the best travel insurance plans for seniors in their 70s.
Best travel insurance for seniors over 80
If you’re feeling fit enough, there’s no reason not to pursue your dream travel destinations. But remember that travel insurance is even more important as we age. While your options may be limited, good insurance plans are available for senior travelers over 80. Find and compare the best travel insurance for seniors over 80 today. If you need help deciding, our Customer Success Team is just a call away.
International Travel Insurance for Seniors
Of course, why stop at just the U.S.? There are so many other exciting countries to see. The European Commission President recently reported that the EU expects to re-open to vaccinated Americans sometime this summer. If touring the Louvre or catching a bull fight in Plaza de Toros is something you’ve always wanted to do, 2021 might just be the year to do it. To get there, though, you’ll want to make sure you have international travel insurance. Medical insurance is especially important when you’re in an unfamiliar country, with an unfamiliar healthcare system and a language barrier. Get international travel insurance today.
Covid Coverage for Seniors
Even if you’re fully vaccinated, health experts warn that you may still contract the virus, though your symptoms are far less likely to be fatal. Travel insurance with Covid coverage is highly recommended. Luckily, most travel insurance includes Covid coverage. This benefit can cover a traveler who needs medical care related to Covid, or requires mandatory quarantine.
The Covid pandemic has forever changed the way we travel. But that doesn’t mean it’s any less magical. If anything, the border closings and stay-at-home orders that marked 2020, has taught us that the freedom to travel, explore, and experience the world is something we should never take for granted.
