In the midst of planning for a wedding, finalizing the details for your honeymoon can be one of the most exciting things on your to-do list. If you’ve nailed down the location and started looking into flights or reserving your hotel room, you might be wondering how to honeymoon and whether or not you should spend your money on travel insurance. A common myth is that travel insurance is either too expensive, or is something you won’t ever need to use. In reality, travel insurance doesn’t cost a whole lot, and, while we hope you’ll never need to use it, it’s always best to be prepared. Your honeymoon should be one of the most memorable vacations you’ll take, why wouldn’t you protect it?
Here are our top four honeymoon travel tips:
1. Plan Carefully
Create an Itinerary you both like
The best way to create a magical honeymoon for both you and your spouse is careful, and coordinated, planning. So plan your trip early and make sure that both you and your spouse are completely happy with the itinerary.
Once you know where you’ll be going on your honeymoon, you can start packing for each destination. Make sure to track the weather and any other advisories for your trip. You’ll want to make sure you have everything you and your partner need to protect yourself and stay comfortable against all elements.
Get all your documents in order
Make sure you have everything you need to meet the travel requirements for your honeymoon destination. If you’re planning a honeymoon while planning your wedding, it might be hard to remember to check that your passports are updated, you have all required vaccinations and that you’re meeting all other travel requirements for your romantic locale. But you’ll want to put this on your to do list.
2. Create a budget
Your honeymoon marks the beginning of your lifelong adventure as a married couple. When you’re riding the high from your wedding day, it may be all the more tempting to splurge while you’re on your honeymoon. To avoid incurring unwanted expenses, sit down together and work out a budget before you leave for your honeymoon. Assess how much you can reasonably afford and stick to it.
Honeymoons can get expensive very quickly and another way of reducing your expenses is to opt for a crowd-funded honeymoon instead of a registry. This way your wedding guests can help send you and your spouse off on an amazing trip.
3. Consider Travel Medical Insurance
When you picture your honeymoon, you probably envision everything going perfectly and exactly to plan– no hiccups, no last-minute surprises, just you and your partner having the time of your lives. While this isn’t an unrealistic way of thinking, travel experts estimate that every year between a third to one half of travelers become sick during their honeymoon. Accidents—small or large—can happen as well, no matter where you’re traveling.
The only thing worse than being sick on your honeymoon abroad is not having the proper health coverage to be able to treat your illness or accident. Because your domestic health insurance only covers you when you’re within your home country, needing medical care in a foreign country can sometimes set you back hundreds or thousands of dollars.
With travel medical insurance, you’ll have coverage in the event of an accident or illness. This means that if anything out of the ordinary were to happen, you won’t have to pay for the high medical costs out of pocket. Depending on the type of policy you choose, the insurance company could pay for up to a max percentage or a fixed amount of the costs that you incur.
Are you and your partner planning an epic snorkeling trip off the coast of Belize? Or perhaps you’re going to be skydiving in Switzerland? Honeymoons are the perfect opportunity to take part in adventure activities with your spouse. However, since those activities are a bit more risky, they can be more hazardous to your physical health, even if all the necessary precautions are taken.
Because of this, consider purchasing adventure sports coverage for your honeymoon. Traditional travel insurance doesn’t usually cover you for any injuries or accidents related to adventure sports, so purchasing a policy with adventure sports coverage means you won’t be left vulnerable to any significant medical debt if you were to get in an accident.
Some of the most common adventure sports activities you might partake in during your honeymoon are:
If you’re planning to participate in any of the adventure sports listed above while on your honeymoon, it’s important to purchase coverage for these activities.
4. Opt for Trip Insurance
The planning that goes into a wedding and a honeymoon can be incredibly stressful, which means that your honeymoon should be a chance for you and your spouse to relax with complete peace of mind. Things like flight delays or cancellations, lost baggage or stolen passports are more common than you might think, and they’re a surefire way to make your trip stressful.
To avoid spending your honeymoon waiting around in airports, invest in a trip insurance policy. This type of insurance helps decrease financial risks by insuring your prepaid and non-refundable trip costs. In the event that you’re not able to complete your trip as you originally planned, you will receive a reimbursement.
Although it depends on a number of factors, basic trip insurance usually costs between $100-200. Knowing how important a honeymoon is, purchasing trip insurance will help ensure that your time is spent relaxing instead of stressing.
Cancel For Any Reason Coverage
Despite the best of intentions, sometimes trips (even honeymoons) have to be canceled. Whether it’s due to poor weather, a change of date for the wedding or other reasons, you want to make sure that you can recoup some of the funds in the chance that you have to cancel or postpone your honeymoon. But your basic trip insurance will only reimburse you for a limited number of options. How can newlyweds navigate the uncertainties of post-pandemic travel?
Enter: Cancel For Any Reason (CFAR) coverage. This add-on to your trip insurance policy is pretty self-explanatory; while general travel insurance will only provide reimbursements for cancellations that meet certain cancellation criteria, CFAR coverage allows you to cancel your trip for literally any reason and still recoup some of the finances. This insurance can give you and your spouse confidence that the financial investment of your honeymoon is protected.
Other benefits of Trip insurance
A lot of traveler stress comes from having to juggle logistical concerns like making connecting flights, retrieving your checked baggage, negotiating with car rental agencies and hotels. With so many variables, chances are you’ll run into a few snags. Fortunately, a suitable trip insurance policy can help. Trip insurance covers costs related to missed flight connections, lost, delayed or damaged baggage and rental car collisions.
One of the hidden benefits of trip insurance is complimentary concierge services. For honeymooners, this can be an especially useful benefit. Want to surprise your partner with reservations to the best restaurants in the area or an appointment at the hotel spa? Need recommendations for a car service or romantic night spots? When you have trip insurance, your concierge can help you out.
By the time you and your spouse head to the airport for your honeymoon, the last thing you should be feeling is stress. By purchasing travel insurance, you’ll be able to spend time on what really matters—having the time of your life with the love of your life!
If you have questions about travel insurance or need help finding the best travel insurance policy for your honeymoon, you can count on the Customer Success Team at VisitorsCoverage.