Travel Medical Insurance Plans
When traveling abroad, one of the most important things to consider is travel medical insurance. Whether you are traveling for business or pleasure, visitor insurance or travel medical insurance provides financial protection for unexpected medical emergencies that may arise while traveling, such as accidents or illnesses. However, not all travel insurance plans are created equal, and it can be difficult to determine which plan is right for you. That's where VisitorsCoverage comes in with quality and trustworthy visitors health coverage plans.
For those planning to visit the USA, securing the right travel medical insurance USA plan is crucial. Our visitors health coverage marketplace offers specialized travel medical insurance plans tailored to meet the healthcare standards and requirements in the USA, ensuring that travelers can enjoy their visit with confidence and security.
Our travel medical insurance options for the USA provide comprehensive coverage suited for any trip to the United States to protect you against unforeseen medical events abroad.
With a wide variety of travel insurance plans available, we can help you find the coverage you need to have a worry-free trip. Explore the different travel medical insurance plans available below and learn more about how they can ensure your peace of mind while traveling.
Showing 26 of 26 plans
Comprehensive Coverage
Underwriter: Sirius Specialty Insurance Corporation
In Network:100% up to policy maximum.
Out of Network:80% of first $5,000, 100% thereafter.
Direct Billing:via PPO United Healthcare PPO Network
In Network:100% up to policy maximum.
Out of Network:80% of first $5,000, 100% thereafter.
Direct Billing:via PPO United Healthcare PPO Network
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter.
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- Quarantine Indemnity
- Influenza (flu) shot
- Free cancellations
- Extensions at no extra fee
- COVID-19 Coverage: Included
- COVID-19 Test Benefit: At least 30 days of coverage must be purchased prior to departing the home country
- Pre-Existing Conditions: No Coverage
Limited Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
In Network:Pays fixed amount.
Out of Network:Pays fixed amount.
Direct Billing:via PPO First Health PPO Network
In Network:Pays fixed amount.
Out of Network:Pays fixed amount.
Direct Billing:via PPO First Health PPO Network
- After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the First Health PPO network
- Pre-Existing Condition Coverage: Optional Pre-Existing Rider
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage: Optional Vision Rider
- Emergency Dental Coverage: Optional Dental Rider
- Prescriptions/Medication
- Influenza (flu) Vaccination
- Optional Adventure Sports Rider
- COVID-19 Coverage
Comprehensive Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
In Network:100% up to policy maximum.
Out of Network:80% of first $5,000, 100% thereafter.
Direct Billing:via PPO United Healthcare PPO Network
In Network:100% up to policy maximum.
Out of Network:80% of first $5,000, 100% thereafter.
Direct Billing:via PPO United Healthcare PPO Network
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Comprehensive Coverage
Underwriter: Lloyd's of London
In Network:100% up to policy maximum.
Out of Network:100% up to policy maximum.
Direct Billing:via PPO United Healthcare PPO Network
In Network:100% up to policy maximum.
Out of Network:100% up to policy maximum.
Direct Billing:via PPO United Healthcare PPO Network
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 100% of eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Emergency Eye Exam Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Comprehensive Coverage
Underwriter: C&F Crum & Forster
In Network:100% up to policy maximum.
Out of Network:90% of first $10,000, 100% thereafter.
Direct Billing:via PPO United Healthcare PPO Network
In Network:100% up to policy maximum.
Out of Network:90% of first $10,000, 100% thereafter.
Direct Billing:via PPO United Healthcare PPO Network
- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum within the United Healthcare PPO network; Outside the PPO network, plan pays 90% of eligible medical expense up to $10,000, then 100% thereafter
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Trip Interruption
- Incidental Trip to Home Country
- COVID-19 Coverage: Included
- Emergency Eye Exam Coverage: No Coverage
- Pre-Existing Conditions: No Coverage
Comprehensive Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
In Network:100% up to policy maximum.
Out of Network:90% of first $5,000, 100% thereafter.
Direct Billing:via PPO United Healthcare PPO Network
In Network:100% up to policy maximum.
Out of Network:90% of first $5,000, 100% thereafter.
Direct Billing:via PPO United Healthcare PPO Network
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 90% of eligible medical expense up to $5,000, then 100% thereafter
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Comprehensive Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
In Network:75% up to policy maximum.
Out of Network:60% up to policy maximum.
Direct Billing:via PPO United Healthcare PPO Network
In Network:75% up to policy maximum.
Out of Network:60% up to policy maximum.
Direct Billing:via PPO United Healthcare PPO Network
- Pre-Existing Condition Coverage
- After the deductible, plan pays 75% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 60% of the URC for eligible medical expenses up to the policy maximum
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Prescriptions/Medication
- COVID-19 Coverage: Included
Comprehensive Coverage
Underwriter: Zurich Insurance Europe AG Belgian branch
In Network:100% up to policy maximum.
Out of Network:100% up to policy maximum.
Direct Billing:via PPO First Health PPO Network
In Network:100% up to policy maximum.
Out of Network:100% up to policy maximum.
Direct Billing:via PPO First Health PPO Network
- After the deductible, plan pays 100% of eligible medical expenses within the First Health PPO network.
Outside of the PPO network, after the deductible, plan pays 100% of eligible medical expenses - Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Emergency Medical Treatment of Pregnancy
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Comprehensive Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
Direct Billing:Depends on provider. No PPO network.
Direct Billing:Depends on provider. No PPO network.
- After the deductible, the plan pays 100% of eligible medical expenses
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Comprehensive Coverage
Underwriter: Lloyd's of London
Direct Billing:Depends on provider. No PPO network.
Direct Billing:Depends on provider. No PPO network.
- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Comprehensive Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
Direct Billing:Depends on provider. No PPO network.
Direct Billing:Depends on provider. No PPO network.
- After the deductible, the plan pays 100% of eligible medical expenses
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Comprehensive Coverage
Underwriter: Lloyd's of London
In Network:100% up to policy maximum.
Out of Network:100% up to policy maximum.
Direct Billing:via PPO United Healthcare PPO Network
In Network:100% up to policy maximum.
Out of Network:100% up to policy maximum.
Direct Billing:via PPO United Healthcare PPO Network
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 100% of eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Emergency Eye Exam Coverage
- Prescriptions/Medication
- Quarantine Indemnity
- Trip Interruption
- Trip Delay
- Lost Checked Luggage
- COVID-19 Coverage: Included
- No optional add-on benefits available
- Pre-Existing Conditions: No Coverage
Limited Coverage
Underwriter: Lloyd's of London
Direct Billing:Depends on provider. No PPO network.
Direct Billing:Depends on provider. No PPO network.
- After the deductible, plan pays Pre-Fixed Limited Coverage
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- No optional add-on benefits available
- Pre-Existing Conditions: No Coverage
Comprehensive Coverage
Underwriter: Crum & Forster, SPC
80% of first $5,000, 100% thereafter.
Direct Billing:Depends on provider. No PPO network.
80% of first $5,000, 100% thereafter.
Direct Billing:Depends on provider. No PPO network.
- After the deductible, plan pays 80% of first $5,000, then 100% up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation and Repatriation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Lost Checked Luggage
- COVID-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
- Not Renewable
Comprehensive Coverage
Underwriter: Lloyd's of London
Direct Billing:Depends on provider. No PPO network.
Direct Billing:Depends on provider. No PPO network.
- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam
- Emergency Dental Coverage
- Prescriptions/Medication
- Quarantine Indemnity
- Trip Interruption
- Trip Delay
- Lost Checked Luggage
- COVID-19 Coverage: Included
- No optional add-on benefits available
- Pre-Existing Conditions: No Coverage
Comprehensive Coverage
Underwriter: Lloyd's of London
In Network:70% up to policy maximum.
Out of Network:URC up to policy maximum.
Direct Billing:via PPO United Healthcare PPO Network
In Network:70% up to policy maximum.
Out of Network:URC up to policy maximum.
Direct Billing:via PPO United Healthcare PPO Network
- After the deductible, plan pays 70% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays URC of eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- No optional add-on benefits available
- Pre-Existing Conditions: No Coverage
Limited Coverage
Underwriter: C&F Crum & Forster
Direct Billing:Depends on provider. No PPO network.
Direct Billing:Depends on provider. No PPO network.
- After the deductible, plan pays Pre-Fixed Limited Coverage
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- No optional add-on benefits available
- Pre-Existing Conditions: No Coverage
Limited Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
In Network:Pays fixed amount.
Out of Network:Pays fixed amount.
Direct Billing:via PPO First Health PPO Network
In Network:Pays fixed amount.
Out of Network:Pays fixed amount.
Direct Billing:via PPO First Health PPO Network
- After the deductible, plan pays Pre-Fixed Limited Coverage in or out of the First Health PPO network
- Acute Onset of Pre-Existing Condition Coverage:
- Outpatient & Inpatient Services
- Emergency Room Coverage
- Emergency Dental Accident
- COVID-19 Coverage
- No optional add-on benefits available
Limited Coverage
Underwriter: C&F Crum & Forster
Direct Billing:Depends on provider. No PPO network.
Direct Billing:Depends on provider. No PPO network.
- After the deductible, plan pays Pre-Fixed Limited Coverage
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- No optional add-on benefits available
- Pre-Existing Conditions: No Coverage
Comprehensive Coverage
Underwriter: Lloyd's of London
In Network:100% up to policy maximum.
Out of Network:100% URC up to policy maximum.
Direct Billing:via PPO United Healthcare PPO Network
In Network:100% up to policy maximum.
Out of Network:100% URC up to policy maximum.
Direct Billing:via PPO United Healthcare PPO Network
- After the deductible, the plan pays 100% of eligible medical expenses in or out of the United Healthcare PPO network
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- No optional add-on benefits available
- Pre-Existing Conditions: No Coverage
Comprehensive Coverage
Underwriter: Lloyd's of London
100% URC up to policy maximum.
Direct Billing:Depends on provider. No PPO network.
100% URC up to policy maximum.
Direct Billing:Depends on provider. No PPO network.
- After the deductible, plan pays 100% of the URC of eligible medical expenses up to the policy maximum
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- COVID-19 Coverage: Included
- No optional add-on benefits available
- Pre-Existing Conditions: No Coverage
Comprehensive Coverage
Underwriter: Zurich Insurance Europe AG Belgian branch
80% of first $5,000, 100% thereafter.
Direct Billing:Depends on provider. No PPO network.
80% of first $5,000, 100% thereafter.
Direct Billing:Depends on provider. No PPO network.
- After the deductible, plan pays 80% of the first $5,000 then 100% thereafter for eligible medical expenses up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Emergency Medical Treatment of Pregnancy
- Trip Delay
- No optional add-on benefits available
- Pre-Existing Conditions: No Coverage
- COVID-19 Coverage: Excluded
Comprehensive Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
In Network:100% up to policy maximum.
Out of Network:80% of first $5,000, 100% thereafter.
Direct Billing:via PPO United Healthcare PPO Network
In Network:100% up to policy maximum.
Out of Network:80% of first $5,000, 100% thereafter.
Direct Billing:via PPO United Healthcare PPO Network
- After the deductible, plan pays 100% of eligible medical expenses within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $5,000, then 100% thereafter
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Eye Exam Coverage
- Emergency Dental Coverage
- Prescriptions/Medication
- Pre-Existing Conditions: No Coverage
- COVID-19 Coverage: Excluded
Comprehensive Coverage
Underwriter: C&F Crum & Forster
In Network:100% up to policy maximum.
Out of Network:80% of first $10,000, 100% thereafter.
Direct Billing:via PPO United Healthcare PPO Network
In Network:100% up to policy maximum.
Out of Network:80% of first $10,000, 100% thereafter.
Direct Billing:via PPO United Healthcare PPO Network
- After the deductible, plan pays 100% of eligible medical expenses up to the policy maximum within the United Healthcare PPO network; Outside the PPO network, plan pays 80% of eligible medical expense up to $10,000, then 100% thereafter
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Trip Interruption
- Incidental Trip to Home Country
- COVID-19 Coverage: Included
- Emergency Eye Exam Coverage: No Coverage
- Pre-Existing Conditions: No Coverage
Comprehensive Coverage
Underwriter: SiriusPoint Speciality Insurance Corporation
Direct Billing:Depends on provider. No PPO network.
Direct Billing:Depends on provider. No PPO network.
- After the deductible, plan pays 100% up to the policy maximum
- Acute Onset of Pre-Existing Condition Coverage
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Emergency Dental Coverage
- Prescriptions/Medication
- Hospital Indemnity
- Home Nursing Care
- Lost Checked Luggage
- Optional Evacuation Plus Rider
- Covid-19 Coverage: Included
- Pre-Existing Conditions: No Coverage
Comprehensive Coverage
Underwriter: Lloyd's of London
In Network:100% up to policy maximum.
Out of Network:100% URC up to policy maximum.
Direct Billing:via PPO First Health PPO Network
In Network:100% up to policy maximum.
Out of Network:100% URC up to policy maximum.
Direct Billing:via PPO First Health PPO Network
- After the deductible, plan pays 100% of eligible medical expenses within the First Health PPO network; Outside the PPO network, plan pays URC up to the policy maximum
- Emergency Medical Evacuation
- Urgent Care Visits
- Emergency Room Services
- Prescriptions/Medication
- Emergency Return Home
- Home Health Care
- Lost Checked Luggage
- Optional Hazardous Sports and Activities Rider
- No optional add-on benefits available
- Pre-Existing Conditions: No Coverage
- COVID-19 Coverage: Excluded
Disclaimer
Plan features listed here are high level, provided for your convenience and information purpose only. Please review the Evidence of Coverage and Plan Contract (Policy) for a detailed description of Coverage Benefits, Limitations and Exclusions. Must read the Policy Brochure and Plan Details for complete and accurate details. Only the Terms and Conditions of Coverage Benefits listed in the policy are binding.